Job Description

Varo Bank is seeking a data-driven Credit Risk Director to provide risk management oversight and effective challenge of credit related activities as the company grows its lending business. The role involves collaboration across multiple teams to ensure best-in-class risk management and requires an analytic thinker who thrives in a fast-paced environment.

Responsibilities

• Evaluate and challenge credit strategies
• Review machine learning models in credit decisions
• Ensure credit extension aligns with Risk Appetite Framework
• Manage Credit Key Risk Indicators
• Build and maintain monitoring dashboards
• Spot emerging credit risk
• Evaluate new alternative data
• Manage credit-related policies

Requirements

• 6+ years of experience in consumer credit risk management
• Deep understanding of consumer credit lifecycle
• Advanced expertise in data analysis using SQL or Python
• Experience with statistical techniques and relational databases
• Excellent communication skills
• Experience using models to improve business decisions
• Strong problem-solving skills
• Bachelor's or Master's degree in a quantitative field

Benefits

• No benefits