Job Description

The Commercial Credit Risk Analyst II reviews risk and makes credit limit decisions on small business credit applications, utilizing policies, processes, and tools to drive sustainable growth by making informed fraud and credit risk decisions. They collaborate across multiple teams and hold credit approval authority.

Responsibilities

• Makes ‘grey area’ scored portfolio decisions on credit applications
• Evaluates international credit applications for fraud risk and credit worthiness
• Delivers and documents analysis adhering to credit policies
• Identifies additional information requirements to assess risk
• Interacts with customers to assess fraud and credit risk
• Participates in development of program policies and procedures
• Participates in credit department projects
• Mentors junior team members

Requirements

• 5+ Years of experience in small business application adjudication
• Advanced courses in finance, accounting, and credit
• Advanced knowledge of commercial credit philosophy and regulatory environment
• Strong analytical and problem-solving skills
• Ability to formulate and articulate objective views
• Strong verbal, written, and interpersonal skills
• Ability to work in a team environment
• Expert knowledge of TreviPay’s client programs and credit policies
• Experience using at least $50,000 individual credit authority

Benefits

• No benefits